Track every investment goal. When you drift off plan, we surface the exact fix — a SIP bump or a one-time lumpsum — to get you back on track. No advisor upsell. No transactions. Just clarity.
No manual entry, no linking a bank or broker login. Three steps, and your goals track themselves.
Upload your CAMS, KFintech, or MF Central statement. We parse every folio and fund automatically — no manual entry.
Tag each holding to a life goal — your child's education, a home, retirement. Two minutes, done once.
We track each goal against an inflation-adjusted target and tell you precisely how to stay on track — a SIP bump or a one-time lumpsum — the moment you drift.
GOALWORTHY is a read-only planning and tracking tool — we don't hold your money, execute trades, or ask for a bank or broker login. Full disclosures in the footer below.
We only read your holdings to track them. No trades, no fund custody — ever.
No broker or bank login. You upload a statement; that is the only thing we touch.
Your data is encrypted in transit and at rest.
Export everything or delete your account anytime — no questions asked.
GOALWORTHY treats every goal like a mini-portfolio, blends whatever you hold across mutual funds, FDs, PPF, gold, and property, and when reality drifts, tells you the precise fix: raise the SIP, top up once, or push the deadline. No dashboards. Just answers.
The same fund in two folios can belong to two different goals. We track them separately. No accidental over-counting, ever.
No single-point "you will have ₹X." Every projection ships with an optimistic/base/pessimistic range so you can plan for reality.
Off track? See the exact three levers: how much extra SIP, what one-time lumpsum, or how many months of extension close the gap.
Upload your CAMS, KFintech, or MF Central consolidated statement. We parse folios, map holdings to goals, and pick up new imports diff-only.
When your goal is a few years out, we call out risky asset mixes. Shift to FDs, arbitrage, or short-duration debt on your terms, not the market's.
Every restructuring decision gets deferred to your Jan or Jun review window. No panic. No mid-cycle noise.
No commissions, no distributor kickbacks. Our only job is to tell you the truth about your goals.
Every projection ships as an optimistic/base/pessimistic band. We'd rather be honest than impressive.
The goal tracking that matters is free, and always will be. No card to start.
A full Kumar-family portfolio: 6 goals, 8 years of SIPs, real projections. No signup.
The same math that projects your goals inside GOALWORTHY. Change any assumption; the number changes live.
We’re DIY investors too. We had the SIPs, the FDs, the PPF — and no honest way to answer the only question that matters: am I actually going to hit my goals?
Every app showed balances; none showed the truth, or the fix. So we built the tool we wanted — one that maps every rupee to a goal, flags the moment you drift, and shows the exact step to get back on track. No product to sell you. No advisor upsell. Just the honest picture, and what to do about it.
Yes — the goal-tracking core is free forever, and there is no card to start. An optional Pro tier adds extra depth, but you never lose access to your goals on Free.
Never. We do not sell, rent, or share your financial data with anyone. Your data is yours — export it, or delete your account, anytime.
No. There is no bank or broker login. You upload your CAS statement (CAMS, KFintech, or MF Central) and we read it — that is the only thing we ever touch.
Yes. GOALWORTHY is strictly read-only, and your data is encrypted in transit and at rest. We never place trades or hold your funds.
No. GOALWORTHY is an educational planning and tracking tool, not a SEBI-registered advisor. For personalised advice, please consult a SEBI-registered advisor.
Mutual funds, FDs, RDs, PPF, EPF, gold and more — each mapped to a life goal, with honest projections and the exact fix when you drift off track.
Free forever tier. No card. No advisor calls. Import your CAS and see every goal's real status in minutes.