Investment Growth · C2

Step-Up SIP Calculator

The most persuasive reveal in retail investing: raising your SIP with your income transforms outcomes.

Starting monthly SIP (₹)

₹

Annual step-up %

Salary hikes typically fund a 10% step-up

Duration

yrs

Expected annual return

Maturity value with step-up

₹ 85.98L

+₹ 36.02L more than a flat SIP over the same 15 years.

Total invested₹ 38.13L

Wealth gained₹ 47.85L

Flat-SIP comparison (same starting amount)₹ 49.96L

Step-up premium₹ 36.02L

Growth trajectory (with step-up)

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Illustrative projections based on the assumptions you set. Not guarantees. Mutual fund investments are subject to market risks; read all scheme related documents carefully. This tool is for educational purposes only and does not constitute investment advice.